Plans for Individuals
  • Pro Health Individual
    •
  • Pro Health Deductible Individual
    •
  • Lifestyle Protection-critical Care
    •
  • Pro Health Select Individual
    •
  • Super Top Up Individual
    •
  • Corona Kavach Individual
    •
    Plans for Families
  • Pro Health Floater
    •
  • Pro Health Deductible Floater
    •
  • Pro Health Select Floater
    •
  • Super Top Up Floater
    •
  • Corona Kavach Floater
    •
    Useful Information

    ManipalCigna

    TPA Information

    Super Top Up Floater

    Synopsis:

    This is an annual aggregate deductible policy.

    Highlight:

    • Additional coverage upto Rs. 30 lacs at an aordable premium
    • Choice of any hospital room
    • Covers both Allopathic and AYUSH in-patient treatments upto Sum Insured
    • Inflation protection Guaranteed Cumulative Bonus
    • Guaranteed continuity benefit on deductible on buying a separate Base policy from 5th Policy year onwards

    Benefit:

    Title
    Description
    Room Rent Limit
    There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured.
    ICU Daily Rent Limit
    No Capping
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Minimum Hospitalization Period
    24 hours
    Day Care Procedure Coverage
    Covered upto Sum Insured
    Additional Cover for Critical Illness
    Add On Pays an additional lumpsum amount upto 100%
    Pre-Existing Disease / Illness coverage
    After 48 months of continuous coverage
    Waiting Period for New Policy
    30 days
    Medical Screening
    Required if insured's age is more than 65 years
    Ambulance Expenses
    Actual incurred expenses paid per hospitalisation event
    Non-Allopathic Treatments
    Not covered
    Donor Expenses
    In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered
    No Claim Bonus
    A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum